Investment disclaimer

It reads public company filings and market data and presents them back to you, organised and explained. Scores are arithmetic over reported figures. Written analysis is generated by a language model from those same figures. Neither is a forecast, and neither knows anything about your finances, goals, tax position, or risk tolerance.

If you want to check that claim rather than take it, the methodology sets out where every figure comes from, how the statements are normalised, and the four things it deliberately does not adjust for.

Written analysis, portfolio reviews, research reports, and earnings previews are produced by a language model. The model is constrained to the data it is given and instructed not to invent figures, but it can still misread, misweigh, or misstate. Treat everything it writes as a starting point to verify, not as a conclusion to act on.

Where a number matters, the underlying filing is the authority. Links to the source filings are provided so you can check.

Scorecard, portfolio health, and stress figures are deterministic calculations over reported data. A high score describes what the numbers looked like in the past. It says nothing about what a security will do next, and no score should be read as an expected return.

Stress scenarios are illustrative. They apply stated assumptions to measured historical sensitivity, and those assumptions are shown alongside the results. They are not forecasts of any actual market event.

Company data comes from SEC EDGAR filings. Prices and market data come from third-party providers and may be delayed. Filings themselves contain errors, are restated, and vary in what each company chooses to report.

This service is built to say so rather than paper over it: figures a company did not report are shown as unavailable rather than estimated, and statements whose totals do not reconcile are labelled. That design reduces the chance of a confidently wrong number, but it does not eliminate it. Accuracy is not guaranteed.

• Investing involves risk, including the permanent loss of capital.
• Past performance does not indicate future results.
• Any figure here may be out of date by the time you read it.
• Concentrated positions, leverage, and illiquid securities carry risks this service does not fully measure.

Before acting on anything you read here, consider speaking with a licensed financial adviser, accountant, or tax professional who can account for your particular circumstances. Questions about this notice can go to norrowstudiossupport@gmail.com.